Las Vegas Loan Modification

Perhaps more than any city in the United States, Las Vegas represents the dire consequences of artificial real estate inflation, unscrupulous lending practices, and corruption in the banking and finance industries. Many Las Vegas citizens have been sucked into mortgages that they cannot afford, and are faced with drastic declines in property values, making sale of the home and satisfaction of the mortgage nearly impossible. We can help. Our firm is committed to assisting Las Vegas homeowners who have fallen on hard times and need assistance in making their mortgage affordable. We engage your lender in firm negotiations to lower your payments and help you keep your home!

Why Pursue Loan Modification?

The reason is simple: to help you protect your family and keep your home! A loan modification restructures the terms of your mortgage to help you lower your monthly payments.

Through loan modification, you can:

• Lower Monthly Payments
• Reduce Your Balance
• Lower Interest Rates
• Fix Your Adjustable Rate
• Re-Amortize to Cure Arrearages
• Waive Negative Interest
• Get Extensions on Payments

Why Hire A Loan Modification Attorney?

Your home is a precious asset and over time, will appreciate…lenders know this, and are hesitant to modify mortgage terms when they have the ability to liquidate a valuable asset at their discretion. With this in mind, lenders only want to allow modifications to mortgages in certain instances. This is the reason that loan modifications can be difficult, and is the reason you need the attorneys and staff at Naimi & Dilbeck to assist you in achieving a negotiated mortgage.

Fighting for a home loan modification is very much like many other legal matters...you may convince yourself you are saving money by representing yourself, but in fact you can save yourself a lot of time, money, and stress, not to mention avoid a poor outcome, by retaining professional representation to get the best results possible. With professional representation, your case will be taken more seriously by lenders, and lenders will not be able to use greater legal knowledge to their advantage.

Through our loan modification process, we will analyze every relevant aspect of your finances, prepare the documents which must be submitted to your lender, and then engage your lender in negotiating new terms for your mortgage. Our firm will be prepared with the legal knowledge, documents, and negotiation techniques that will maximize your results.

What You Can Do Right Now

• Call us today to set up a Free Consultation
• Gather the following documents:
  • Current 1st Mortgage Statement
  • Current 2nd Mortgage Statement (if applicable)
  • Last 3 months of pay stubs for 1st and 2nd borrower
  • If self-employed, profit/loss statement for last 3 months
  • Two most recent Federal Income Tax Returns
  • Last 3 months of bank statements
  • Note on 1st Mortgage, 2nd Mortgage (if applicable), and HELOC (if applicable)
  • Previous loan application documents for initial purchase (including TIL and GFE along with RESPA disclosures).
• Sit back and let your new attorneys go to work for you!

Call us today at 866-656-4758 to set up a FREE CONSULTATION or contact us via email with our online form.